Camarda Financial Advisors, Inc.

PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. By accessing or using the site, you agree to be bound by these terms and conditions set forth below. (IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE.) Dragonden.net ("Camarda Financial") may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement on the site. You agree to review the agreement periodically to be aware of such modifications and your continued access or use of the site shall be deemed your conclusive acceptance of the modified agreement.

The entire contents of the Site are protected by international copyright laws. The owner of the copyrights are Camarda Financial and its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE or any site that we have designed for a paying customer, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE unless specifically allowed by Camarda Financial.

You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials.

You may not post any defamatory, abusive, profane, threatening, offensive, anticompetitive, or illegal materials. Camarda Financial does not condone and will not be responsible for any such materials or resulting liability. While Camarda Financial does not monitor for such materials, it reserves the right to terminate access to any user who does not abide by these guidelines.

You agree to grant to Camarda Financial a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and suggestions) or by e-mail to Camarda Financial by all means and in any media now known or hereafter developed. You also grant to Camarda Financial the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Camarda Financial for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Camarda Financial.

Camarda Financial makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-Camarda Financial Web site, please understand that it is independent from Camarda Financial, and that Camarda Financial has no control over the content on that Web site. In addition, a link to the Camarda Financial Web site does not mean that Camarda Financial endorses or accepts any responsibility for the content, or the use, of such Web site.

You agree to indemnify, defend and hold harmless Camarda Financial, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

Do not post any defamatory, abusive, profane, threatening, offensive, anticompetitive, or illegal materials. Camarda Financial does not condone and will not be responsible for any such materials or resulting liability. While Camarda Financial, Inc. does not monitor for such materials, it reserves the right to terminate access to any user who does not abide by these guidelines.

If you know of a site that is in violation of our copyright or if you have any questions or comments regarding this notice, please contact kim@camarda.com for immediate assistance.