Rick Dwyer

Rick Dwyer, AIF®

Executive Vice President of Wealth Management


What do you do at Camarda Wealth?

I assist clients with determining if Camarda Wealth Advisory Group is a good solution for their needs and goals. If so, I work with them to map out a path towards an integrated financial plan that incorporate tax, estate, and financial planning. I also help manage the Wealth Management department at Camarda Wealth Advisory Group.

What are your credentials/past experience, for working in your position? 

I started in the financial services business in 1987 after serving 10 years in the U.S. Navy aboard Submarines. I have run my own advisory practice since 2012 with a focus on tax efficient planning with tactically managed portfolio management. In 2013 I received my Accredited Investment Fiduciary designation (AIF®).

What is something the investing public must deal with that you want to fix?

The looming tax uncertainty that is overhanging the U.S economy. With over $30 trillion in National Debt and over $160 trillion in unfunded liabilities, there is a day of reckoning coming. There is a four-letter word that ensures that something is going to have to happen, and that word is Math. 

What do you like about working at Camarda Wealth?

I enjoy the team atmosphere of everyone coordinating to come up with the best integrated financial solution for the client. Before joining the Camarda team I had to rely on outside providers for tax and estate planning advice. Now I have access to in-house expertise and strategies that I didn’t even know existed. 

Favorite Podcasts / Books:

I enjoy action/drama movies when I’m not reading business related material. One of my favorite books is “The Creature From Jekyll Island”, it’s about the formation of the Federal Reserve. You would think this would be a dull read, it reads like a drama where I couldn’t put it down. Some of my favorite authors are Tom Clancy, James Patterson, Dean Koontz to name a few. When listening to Podcasts, I lean towards educational topics specifically related to my profession. 

What is your background?

I was born in Brooklyn, NY and was raised on Long Island, where I lived until I joined the Navy at the age of 18. I spent the next 10 years serving on different Submarines and spent time stationed out of Hawaii, Charleston, SC and Virginia Beach, VA. While in the Navy I received my Associates in Engineering. At the ten years in the Navy, I had reached a point where I was ready for a change. I resigned from the Navy and went straight into the financial services industry. I was initially a stockbroker, and very quickly became a branch manager and then an options principal. After four years, I went into private consulting within the mergers and acquisitions sector and assisted companies in raising capital and getting listed on a stock exchange. I started as a licensed fiduciary in early 2011 and went independent in 2012.

What do you enjoy doing when you are not working?

Construction has been a big part of my life since I was born, and I enjoy building/remodeling homes. I also have a passion for boating and motorcycling. One of my biggest passions though is physical fitness. My day starts early, about 4 am, where I get caught up on emails and then you can find outside running or at the gym. I’ve been working out in different ways since I was about 15, and at this point in my life I find it very refreshing, it always me to think and prepare for my day. I spend all my free time with the love of my life, my wife of 35 years, Violy Dwyer. We have two children, Latona who works with me, and our son Rick, III, who has been in the Army for 18 years. My wife and I enjoy traveling and enjoying time with our five grandchildren.

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