While commonly used and ostensibly for retirement, consumers should be very careful when considering variable annuities, which are a form of life insurance with securities investment aspects.
Whether they set up their retirement accounts using financial advisors, financial planners, banks or a life insurance company, saving for retirement is becoming increasingly important to many Americans.
Many people are sold inadequate amounts of whole and universal life because the commissions are high. Avoid this trap. Get cheap term, get enough death benefit to cover the need, and keep it only so long as you have an economic need.
Jeff was recently interviewed by Barron’s, this time about advisor professionalism, poor training, and malpractice issues, which are a focus of his ongoing scholarly research.
Lately, I’ve been reflecting on the properties I believe make Camarda unique, and I thought you might find this useful.
I’m about to tell you the truth about life insurance.
Investors with portfolios, IRA’s, annuities and other assets sometimes marginalize the value of Social Security, but this can be a big mistake.
Annuities, like pensions and Social Security, offer the promise of lifetime income, something no other investment class can do.
There’s been lots of discussion about long term care in recent years, and for good reason, as this is a very important and expensive issue especially when we consider the possibility that you will live a long time.
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