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Could hidden costs and fees be killing your returns?
About the Report
Annuities are some of the most complicated, poorly understood “investment” products on the market. Annuities are actually life insurance policies which often pay high – sometimes extremely high – commissions to salespeople to promote them. For this reason, they can sometimes be pushed even when they are not the best solution, especially when claims of “no fees” or “I’m paid directly by the company” may hide the real cost and motives for these high commission products Many people who buy annuities don’t understand them, and often come to regret purchasing them.
Internal costs – for life insurance, riders, administration, subaccounts, and more – can be very high, and very hard to spot, buried in fine print and multiple documents that most folks don’t know to ask for or want to read. Surrender charges and other penalties can be severe. And, unlike many other investments, taxation for annuities can be surprisingly fierce.
Are you considering annuities? Do you have them now, and question if high costs and poor advice is hurting your growth and stunting your wealth? Do you wonder how much you are actually paying to own these products, if they are right for you, and what your options are? Get educated about annuities! Download our FREE report, The Unvarnished Truth about Annuities: When to use them, when not to, and what to watch out for. We’ve drilled down to the hard facts you need to know to make wiser choices about annuities, so you have the information you need to make informed choices about what’s best for you. Don’t wait any longer to get the facts you need, click below for this FREE report.
About the Author, Dr. Jeff Camarda
Jeff founded Camarda Wealth Advisors in 1993 and is a nationally-recognized expert of financial planning and wealth management. He is the subject of several Wall Street Journal articles, the host of the Wealth Education Radio show, has been named “one of the best financial advisors in America” by Barron’s, and WORTH magazine recognized him as one of the “Top 250” financial advisors in the U.S.
Dr. Jeff Camarda,
CFA®, E.A., PhD Financial & Retirement Planning
Previous Certifications: CFP®, ChFC®, CLU®, MSFS®, CFS®, BCM™
Firm Chairman, CEO, Chair Portfolio Management Board